Financial Services Disclaimer

Last updated: May 2026 — Draft pending solicitor review.

Not financial advice

The information and outputs provided by the Equilend app (“the App”) are of a general nature only. They do not take into account your individual objectives, financial situation, or needs, and must not be relied on as financial advice.

No financial services licence

Equilend does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide financial product advice. The App is a budgeting and mortgage readiness tool only.

Projections and estimates

Borrowing capacity estimates, repayment projections, and savings forecasts are illustrative only. They are based on the information you enter and simplified assumptions. Actual results will differ depending on lender policies, your credit history, interest rate movements, and other factors.

Seek professional advice

Before making any financial decision — including taking out a mortgage, refinancing, or modifying your budget — you should seek advice from a qualified financial adviser, mortgage broker, or accountant who can consider your specific circumstances.

Broker referrals

If you choose to contact an Equilend mortgage broker through the App, that broker operates independently and holds their own Australian Credit Licence. Any advice provided by the broker is their professional responsibility, not that of Equilend.

Accuracy of information

While we strive to keep information current, we make no representations or warranties about the accuracy, completeness, or suitability of any content in the App. Interest rates, government scheme thresholds, and regulatory requirements change frequently.

Contact

For questions about this disclaimer, contact us at legal@equilend.com.au.